{"title":"Insurance","description":null,"products":[{"product_id":"property-and-casualty-insurance-exam-study-guide","title":"Property and Casualty Insurance Exam Study Guide","description":"\u003cp\u003e\u003cstrong\u003eDigital download. No printed book will be shipped.\u003c\/strong\u003e Review property and casualty exam topics in one 80-page PDF, with written practice questions, answers and rationales.\u003c\/p\u003e\u003ch3\u003eInside the PDF\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eInsurance, contract and policy basics, loss valuation, claims and liability.\u003c\/li\u003e\n\u003cli\u003eDwelling, homeowners, auto, commercial property and general-liability topics.\u003c\/li\u003e\n\u003cli\u003eWorkers' compensation, specialty coverage, bonds, federal-law and ethics review.\u003c\/li\u003e\n\u003cli\u003e160 authored practice questions with answers and rationales, nine worked examples and internal review references.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eGeneral-knowledge portion only. This is not a state-specific insurance-law supplement or an adjuster licensing course. Use your state candidate handbook for local requirements.\u003c\/p\u003e\u003cp\u003eAll listed notes, practice and review references are inside this one PDF. No separate flashcards, planner, course, exam voucher or license is included. Use alongside official exam materials and your required training. Confirm the current outline and requirements for your license, testing provider and jurisdiction before choosing this edition. This is an educational study aid, not personal insurance, legal, tax or financial advice. Purchasing it does not guarantee a passing result.\u003c\/p\u003e\u003ch3\u003eIndependent study aid\u003c\/h3\u003e\u003cp\u003eThis is an independent study aid created to supplement, not replace, your pre-licensing course and official exam materials. BusyExamPrep is not affiliated with or endorsed by Pearson VUE, PSI, Prometric, Insurance Services Office (ISO), FEMA, the NAIC or any state insurance department. Pearson VUE, PSI, Prometric and ISO are trademarks of their respective owners. State laws and policy forms vary, so always check your state insurance department and your candidate handbook.\u003c\/p\u003e\u003ch3\u003eDigital delivery\u003c\/h3\u003e\u003cp\u003eAfter successful payment, Shopify Digital Downloads emails access to the PDF included with this purchase. Check your spam or promotions folder if the email is missing. Save the file for personal study.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003ePersonal use only.\u003c\/strong\u003e Making copies for other individuals, sharing files or download links, distributing or reselling these materials is not allowed.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eLast updated: October 2026.\u003c\/strong\u003e\u003c\/p\u003e\u003ch3\u003eRefund policy\u003c\/h3\u003e\u003cp\u003eAll sales are final. No refunds, returns, exchanges or cancellations on digital downloads or printed books.\u003c\/p\u003e\u003cp\u003eNeed help with your order or download? Use \u003ca href=\"\/pages\/contact\"\u003eOrder Support\u003c\/a\u003e. Your order number is optional.\u003c\/p\u003e\u003cp\u003eThis property and casualty insurance exam study guide covers the general-knowledge (national) portion of the P\u0026amp;C producer licensing exam, topic by topic, so it works in any state. It follows the current Pearson VUE Property and Casualty general-knowledge content outlines in order and in proportion, and maps the PSI and Prometric P\u0026amp;C outlines onto the same sections. Built for pre-licensing students, career changers and anyone retaking the exam.\u003c\/p\u003e\n\u003cp\u003e80 pages. 160 exam-style practice questions with an answer key and a rationale for every item, plus 9 fully worked examples.\u003c\/p\u003e\n\u003cp\u003eWHAT'S INSIDE\u003cbr\u003e• How the exam works with each major testing vendor: scored and pretest items, timing, passing scores, ID and calculator rules, retakes, and how the state portion fits\u003cbr\u003e• All three vendor outlines in tables with their item counts and weights, mapped to the sections of this guide, plus a checklist of state rules to look up for your state portion\u003cbr\u003e• Insurance basics: risk, hazards (moral, morale, physical), perils, the law of large numbers, insurable risks, types of insurers, reinsurance, producers and the law of agency\u003cbr\u003e• Contract law and underwriting: contract elements, adhesion, aleatory and unilateral contracts, warranties, representations, concealment, fraud, waiver and estoppel, binders and rating\u003cbr\u003e• Policy structure and common conditions: declarations, insuring agreement, exclusions, cancellation and nonrenewal, vacancy, appraisal, subrogation, mortgage clause, other insurance, limits\u003cbr\u003e• Loss valuation and claims: ACV, replacement cost, agreed value, coinsurance math, the homeowners 80% rule, deductibles and the loss settlement process\u003cbr\u003e• Negligence and legal liability, comparative negligence and types of damages\u003cbr\u003e• Dwelling policies DP-1, DP-2 and DP-3\u003cbr\u003e• Homeowners HO-2, HO-3, HO-4, HO-5, HO-6 and HO-8: Coverages A–F, special limits, the 16 named perils, exclusions, Section II and common endorsements, with a which-form-covers-what chart\u003cbr\u003e• Inland marine floaters, flood insurance (NFIP limits, waiting period, mandatory purchase), earthquake, mobile homes, watercraft, farm and residual markets\u003cbr\u003e• Commercial property and the commercial package policy: building and personal property form, causes of loss forms, business income and extra expense, builders risk, equipment breakdown, commercial inland marine and cyber first-party coverage\u003cbr\u003e• The businessowners policy (BOP)\u003cbr\u003e• The personal auto policy Parts A–F and the state auto laws behind it (financial responsibility, no-fault, UM\/UIM rejection, auto plans), commercial auto covered auto symbols, rental reimbursement, garagekeepers and motor carrier rules\u003cbr\u003e• Commercial general liability: Coverages A, B and C, limits, and occurrence vs claims-made with a drawn timeline\u003cbr\u003e• Workers' compensation and employers liability: who counts as an employee, what is work-related, federal acts (Longshore, Jones Act, FELA) and premium calculation\u003cbr\u003e• Commercial crime, fidelity and surety bonds, professional and specialty liability (E\u0026amp;O, D\u0026amp;O, EPLI, cyber, liquor) and umbrella and excess liability\u003cbr\u003e• Federal laws on the exam: FCRA, Gramm-Leach-Bliley privacy rules, TRIA and insurance fraud laws\u003cbr\u003e• A high-yield cram sheet, a numbers-to-know table and a 92-term glossary\u003cbr\u003e• Sources page listing the official materials and laws the facts were checked against\u003c\/p\u003e\n\u003cp\u003eHOW IT'S BUILT\u003cbr\u003e• 66 tables and 13 drawn diagrams, including a blueprint chart, homeowners forms chart, coinsurance formula, NFIP limits chart, CPP diagram, claims-made timeline, surety triangle and umbrella diagram\u003cbr\u003e• Color-coded key fact, exam tip, common trap and memory aid boxes\u003cbr\u003e• Every calculation worked step by step and recomputed\u003cbr\u003e• Homeowners and personal auto forms explained in plain English from the standard forms as posted or filed with state insurance regulators; commercial lines explained from the current ISO commercial forms at the level the outlines test; flood rules from the NFIP regulations; federal laws from the U.S. Code and eCFR\u003cbr\u003e• A score-by-area table so you know exactly what to reread\u003c\/p\u003e\n\u003cp\u003eHOW YOU GET IT\u003cbr\u003eOne PDF, letter size. Print at home or study on a tablet or phone.\u003c\/p\u003e\n\u003cp\u003eThis is an independent study aid created to supplement, not replace, your pre-licensing course and official exam materials. BusyExamPrep is not affiliated with or endorsed by Pearson VUE, PSI, Prometric, Insurance Services Office (ISO), FEMA, the NAIC or any state insurance department. Pearson VUE, PSI, Prometric and ISO are trademarks of their respective owners. State laws and policy forms vary, so always check your state insurance department and your candidate handbook.\u003cbr\u003eFor personal study use only. Please do not resell, share, or redistribute the files.\u003c\/p\u003e","brand":"BusyExamPrep","offers":[{"title":"Default Title","offer_id":67527076479149,"sku":"BEP-2BDB29AFE8","price":12.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0843\/6537\/7709\/files\/il_fullxfull.8625188631_bvvh.jpg?v=1792710653"},{"product_id":"texas-all-lines-adjuster-exam-study-guide","title":"Texas All-Lines Adjuster Exam Study Guide","description":"\u003cp\u003e\u003cstrong\u003eDigital download. No printed book will be shipped.\u003c\/strong\u003e Review Texas all-lines adjuster exam topics in one 73-page PDF, with written practice questions, answers and rationales.\u003c\/p\u003e\u003ch3\u003eInside the PDF\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eProperty, casualty, auto, commercial and marine insurance study topics.\u003c\/li\u003e\n\u003cli\u003eContracts, policy provisions, valuation math and claim-handling tools.\u003c\/li\u003e\n\u003cli\u003eTexas adjuster licensing, claims-law and workers' compensation study sections.\u003c\/li\u003e\n\u003cli\u003e150 authored practice questions with answers and rationales, 16 worked examples and internal review references.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eTexas all-lines adjuster edition. This does not provide a pre-license course, course certificate, exam exemption, claims authority or professional license. Choose the edition matching the license and state you are preparing for.\u003c\/p\u003e\u003cp\u003eAll listed notes, practice and review references are inside this one PDF. No separate flashcards, planner, course, exam voucher or license is included. Use alongside official exam materials and your required training. Confirm the current outline and requirements for your license, testing provider and jurisdiction before choosing this edition. This is an educational study aid, not personal insurance, legal, tax or financial advice. Purchasing it does not guarantee a passing result.\u003c\/p\u003e\u003ch3\u003eIndependent study aid\u003c\/h3\u003e\u003cp\u003eThis is an independent study aid created to supplement, not replace, your pre-licensing course and official exam materials. BusyExamPrep is not affiliated with or endorsed by Pearson VUE, the Texas Department of Insurance, the Texas Windstorm Insurance Association, the Texas FAIR Plan Association or Insurance Services Office (ISO). Pearson VUE and ISO are trademarks of their respective owners. Texas laws, rules and benefit amounts change, so always check TDI and your candidate handbook.\u003c\/p\u003e\u003ch3\u003eDigital delivery\u003c\/h3\u003e\u003cp\u003eAfter successful payment, Shopify Digital Downloads emails access to the PDF included with this purchase. Check your spam or promotions folder if the email is missing. Save the file for personal study.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003ePersonal use only.\u003c\/strong\u003e Making copies for other individuals, sharing files or download links, distributing or reselling these materials is not allowed.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eLast updated: October 2026.\u003c\/strong\u003e\u003c\/p\u003e\u003ch3\u003eRefund policy\u003c\/h3\u003e\u003cp\u003eAll sales are final. No refunds, returns, exchanges or cancellations on digital downloads or printed books.\u003c\/p\u003e\u003cp\u003eNeed help with your order or download? Use \u003ca href=\"\/pages\/contact\"\u003eOrder Support\u003c\/a\u003e. Your order number is optional.\u003c\/p\u003e","brand":"BusyExamPrep","offers":[{"title":"Default Title","offer_id":67527321321645,"sku":"BEP-C8C0B2D9CA","price":12.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0843\/6537\/7709\/files\/il_fullxfull.8627246731_pnmx.jpg?v=1792710761"},{"product_id":"life-and-health-insurance-exam-study-guide","title":"Life and Health Insurance Exam Study Guide","description":"\u003cp\u003e\u003cstrong\u003eDigital download. No printed book will be shipped.\u003c\/strong\u003e Review life and health exam topics in one 89-page PDF, with written practice questions, answers and rationales.\u003c\/p\u003e\u003ch3\u003eInside the PDF\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eInsurance and contract basics, life policies, annuities, provisions and underwriting.\u003c\/li\u003e\n\u003cli\u003eRetirement and tax topics, disability income and medical-plan comparisons.\u003c\/li\u003e\n\u003cli\u003eGroup health, Medicare, Medigap, long-term care, ethics and federal-law study topics.\u003c\/li\u003e\n\u003cli\u003e150 authored practice questions with answers and rationales, nine worked examples and internal review references.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eGeneral-knowledge portion only. State insurance-law study materials are not included. Use your state candidate handbook and required training for state-specific requirements.\u003c\/p\u003e\u003cp\u003eAll listed notes, practice and review references are inside this one PDF. No separate flashcards, planner, course, exam voucher or license is included. Use alongside official exam materials and your required training. Confirm the current outline and requirements for your license, testing provider and jurisdiction before choosing this edition. This is an educational study aid, not personal insurance, legal, tax or financial advice. Purchasing it does not guarantee a passing result.\u003c\/p\u003e\u003ch3\u003eIndependent study aid\u003c\/h3\u003e\u003cp\u003eThis is an independent study aid created to supplement, not replace, your pre-licensing course and official exam materials. BusyExamPrep is not affiliated with or endorsed by Pearson VUE, Prometric, PSI, the NAIC or any state insurance department. Pearson VUE, Prometric, PSI and NAIC are trademarks of their respective owners. State laws vary, so always check your state insurance department and your candidate handbook.\u003c\/p\u003e\u003ch3\u003eDigital delivery\u003c\/h3\u003e\u003cp\u003eAfter successful payment, Shopify Digital Downloads emails access to the PDF included with this purchase. Check your spam or promotions folder if the email is missing. Save the file for personal study.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003ePersonal use only.\u003c\/strong\u003e Making copies for other individuals, sharing files or download links, distributing or reselling these materials is not allowed.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eLast updated: October 2026.\u003c\/strong\u003e\u003c\/p\u003e\u003ch3\u003eRefund policy\u003c\/h3\u003e\u003cp\u003eAll sales are final. No refunds, returns, exchanges or cancellations on digital downloads or printed books.\u003c\/p\u003e\u003cp\u003eNeed help with your order or download? Use \u003ca href=\"\/pages\/contact\"\u003eOrder Support\u003c\/a\u003e. Your order number is optional.\u003c\/p\u003e\u003cp\u003eThis life and health insurance exam study guide covers the general-knowledge (national) portion of the producer licensing exam, area by area, so it works in any state. It follows the current Pearson VUE life and health general-knowledge content outline in order and in proportion, and maps the Prometric and PSI outlines onto the same sections. Built for pre-licensing students, career changers and anyone retaking the exam.\u003c\/p\u003e\n\u003cp\u003e89 pages. 150 exam-style practice questions, weighted like the real outline (half life, half health), with an answer key and a rationale for every item, plus 9 fully worked examples.\u003c\/p\u003e\n\u003cp\u003eWHAT'S INSIDE\u003cbr\u003e• How the exam works with each major testing vendor: item counts, time limits, passing scores, test-day rules, retakes and how the state portion fits\u003cbr\u003e• All three vendor outlines in tables, with item counts and weights, mapped to the sections of this guide\u003cbr\u003e• Insurance and contract basics: risk, hazards, insurable risks, reinsurance, types of insurers, agency and authority, the four elements of a contract, adhesion, aleatory, representations vs warranties, waiver and estoppel\u003cbr\u003e• Life policy types: term (level, decreasing, annually renewable, return of premium, renewable and convertible), whole life, universal, indexed, variable and variable universal life, joint and survivorship life, with a drawn level-premium chart\u003cbr\u003e• Annuities: fixed, indexed and variable, immediate vs deferred, payout options, surrender charges and the best-interest suitability standard\u003cbr\u003e• Life provisions, riders and options: grace period, reinstatement, incontestability, suicide, misstatement of age, beneficiaries, common disaster, assignments, loans, nonforfeiture, dividends, settlement options (including retained asset accounts), backdating, accelerated benefits, waiver of premium, guaranteed insurability and more\u003cbr\u003e• Application, underwriting and delivery: receipts and when coverage starts, buyer's guides and illustrations, replacement, MIB, the Fair Credit Reporting Act, USA PATRIOT Act anti-money-laundering rules, Gramm-Leach-Bliley privacy, risk classes and STOLI\u003cbr\u003e• Retirement and taxation: group life, key person and buy-sell plans, qualified and nonqualified plans, IRAs and Roth IRAs, RMDs and rollovers, Social Security, taxation of life insurance and annuities, the exclusion ratio, MECs and 1035 exchanges\u003cbr\u003e• Disability income: own occ vs any occ, elimination and benefit periods, residual and recurrent disability, business overhead and buy-out coverage, AD\u0026amp;D, SSDI and workers' compensation\u003cbr\u003e• Medical plans: cost sharing, HMO, PPO, POS and EPO, HSAs, HRAs and FSAs, and ACA essentials (EHB, rating rules, age 26, metal levels, the Marketplace)\u003cbr\u003e• Group health, COBRA, HIPAA, dental, vision and limited policies\u003cbr\u003e• Medicare Parts A to D with 2026 figures, a Medigap plan chart, Medicaid, and long-term care insurance\u003cbr\u003e• The uniform health policy provisions with a claims timeline, renewability types, coordination of benefits and health insurance taxation\u003cbr\u003e• A federal law and ethics roundup (unfair trade practices such as twisting, churning and rebating), a state-portion checklist, a cram sheet, a numbers-to-know table, 2026 dollar figures and a 78-term glossary\u003cbr\u003e• Sources page listing the laws, regulations and official materials the facts were checked against\u003c\/p\u003e\n\u003cp\u003eHOW IT'S BUILT\u003cbr\u003e• 70 tables and 10 drawn diagrams, including a blueprint chart, level-premium chart, annuity timeline, nonforfeiture options, receipts flowchart, disability timeline, cost-sharing example, COBRA chart, Medicare map and claims timeline\u003cbr\u003e• Color-coded key fact, exam tip, common trap and memory aid boxes\u003cbr\u003e• Every calculation worked step by step and recomputed\u003cbr\u003e• Facts checked against the IRS, CMS and Medicare.gov, the Social Security Administration, the Department of Labor, HHS, eCFR, the U.S. Code and NAIC model laws\u003cbr\u003e• A score-by-area table so you know exactly what to reread\u003c\/p\u003e\n\u003cp\u003eHOW YOU GET IT\u003cbr\u003eOne PDF, letter size. Print at home or study on a tablet or phone.\u003c\/p\u003e\n\u003cp\u003eThis is an independent study aid created to supplement, not replace, your pre-licensing course and official exam materials. BusyExamPrep is not affiliated with or endorsed by Pearson VUE, Prometric, PSI, the NAIC or any state insurance department. Pearson VUE, Prometric, PSI and NAIC are trademarks of their respective owners. State laws vary, so always check your state insurance department and your candidate handbook.\u003cbr\u003eFor personal study use only. Please do not resell, share, or redistribute the files.\u003c\/p\u003e","brand":"BusyExamPrep","offers":[{"title":"Default Title","offer_id":67527373717677,"sku":"BEP-BC0EA3381A","price":12.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0843\/6537\/7709\/files\/il_fullxfull.8625174943_2tk8.jpg?v=1792710785"}],"url":"https:\/\/busyexamprep.com\/collections\/insurance\/resource-quick-reference.oembed","provider":"BusyExamPrep","version":"1.0","type":"link"}